Principal Payments Architect

Overview

At Blankfactor , we’re looking for a Payments Architect with a strong engineering background to lead the design and development of innovative solutions within the payments domain. This role is ideal for someone who combines deep technical expertise with strategic thinking and is passionate about building scalable, high-performance systems.

Key Responsibilities

Architect and design end-to-end solutions for complex payment systems and pricing engines

Collaborate with product, engineering, and business teams to gather requirements and define the technical roadmap

Provide hands-on technical leadership across all phases of the software development lifecycle

Ensure architecture aligns with industry standards, security, and compliance best practices

Guide the selection of technologies, frameworks, and tools to support engineering goals

Support and mentor engineering teams, promoting clean architecture and coding practices

Qualifications

10+ years of experience in software engineering, with at least 5 years in a lead or architecture role

Expertise in payments systems, transaction processing, or financial technology platforms

Proven experience designing pricing engines or complex rule-based systems

Solid understanding of cloud platforms (preferably AWS), microservices architecture, and API design

Strong analytical and problem-solving skills

Excellent communication skills and ability to work with cross-functional teams

Nice to Have

Experience working with global distributed teams

Background in high-throughput and low-latency system design

Familiarity with compliance and regulatory requirements in fintech

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